Looking for a Commerical Real Estate Loan?

iBorrow is a nationwide commercial real estate lender that offers flexible loan structures for re-financing, re-positioning or value-add purposes quickly and on a non-recourse basis.

Apply for a Loan

Fill out our initial borrower application and we will contact you within 1-2 Business Days.

Typical Loan Terms & Features


Purchase, Refinance, Repositioning, Value-Add


Up to 3 years


8%+ (fixed)


$2 million - $30 million


Interest only


Up to 65% Loan-To-Value


First Trust Deed, will finance note or portfolio acquisitions

borrow-sub-headingsProperty Types

All commercial property types except raw land, no construction

borrow-sub-headingsPersonal Guarantee


Loan Structure Issues

We fund loans with certain structural issues that maybe problematic for other lenders, such as loans to owner/occupants. iBorrow has the flexibility and creativity to develop solutions for our borrowers.

Credit / Cash Flow Issues

We fund loans for borrowers with sub-standard credit scores and on pre-cash flow properties. We priortize the value of borrower's collateral over credit score and cash flow.

Refinance Existing Loans / Debt

We refinance all types of existing loans, incluing CMBS, lifeco, conventional or otherwise private money loans.

Property Upgrades / Renovations

We fund value-add properties with a viable business plan, even if no cash flow.

Legal Issues

You may have certain litigation issues that may trouble other lenders. iBorrow is comfortable developing loan structures in the face of litigation.

Loan Types

Refinancing, Repositioning, Value-Add

Simple Application Process

Each loan application is evaluated according to certain proprietary lending criteria and standards that have been established by iBorrow. Our simple form document and the standard diligence we gather enables us to quickly determine if we will proceed and issue a Letter of Intent (LOI), which is typically within 24-48 hours of receiving a loan request.

Quick and Reliable Closing

We can close deals quickly and reliably with 2-4 weeks, whereas traditional lenders average 90 days or longer to close a deal.

Tailored Loan Structures

Our flexible loan structures enable us to customize loans that meet the specific needs of our borrowers, typically the real estate entrepreneurs who are under-served by traditional financial institutions.

Deep Funding Sources

iBorrow manages an investment fund in addition to having a deep and broad pool of institutional capital sources. Our access to vast financial resources has enabled us to complete more than $250 million worth of commercial real estate loans across all property types throughout the United States.

Our Process

We provide capital to borrowers in as little as 2 weeks. Our process is simple:


Schedule an in-person meeting or call with iBorrow so that we can learn about the opportunity in depth.

Letter of Intent

After discussing the loan with the borrower and/or loan broker, we will send out an LOI with terms that we believe make sense for the borrower.



We will thoroughly analyze and research the property, including an on-site tour.


We provide a detailed closing checklist with everything we need prior to closing.

Funded Loans

Explore all our private CRE loans including industrial, multifamily, retail, office, and more.

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